6 Benefits of RV Living | Full-Time RV Living Considerations (2024)

Ever relaxed on a lazy morning in the shade of your RV and thought “I could do this all the time?” Well, some people do!

If you could call your RV “home”, would you? After all, an RV has just about everything one needs for comfortable daily life: a kitchen, a bed, a bath, and a TV … with the added bonus of wheels to take you anywhere, any time.

The thought of living in an RV is instantly alluring to some and repulsive to others. Who chooses this type of life, and why?

First, what RV life is not. Living in an RV is not the same as living in a tiny house (it’s more mobile than that), and it’s not quite living in a van, either (the RV is usually more spacious and has running water).

Another common misconception about full-time RV living is who is likely to take up their travel camper as a permanent residence. Spoiler alert — RV living is not just for free-spirited twenty-somethings or snowbird retirees. Entire families, with their kids, have decided to pack up, travel, and live — with all the comforts of home in their mobile home.

For some, the choice is simple: life on the road in an RV is a nonstop adventure with fringe benefits like more leisure time with loved ones, a simpler life, and financial flexibility. It’s no wonder the idea appeals to so many, particularly as modern life gets crazier and new model RVs get cozier.

Ever wondered what’s so magical about living full-time in an RV? Here are six reasons from people who’ve taken the plunge and happily call their RV “home”.

Considering Full-Time RV Living? Here’s Why it Might be for You

6 Benefits of RV Living | Full-Time RV Living Considerations (1)

1. An opportunity to live simply

The average person lives with a lot of stuff — this is particularly true for homeowners. The longer you live in a place the easier it is for things to creep in. Soon, time and money are spent not only on acquiring those things but on maintaining them as well. Some people will even say they feel as though their stuff “owns” them. If you want to purge your space and your mind of clutter, figuring out what you need and do not need to live in an RV is certainly one effective way to go about it.

Blogger and traveler Reagan Rose considers himself an “accidental minimalist” since embarking on full-time RV living with his wife and dog. After selling their house to buy an old Winnebago, Rose says the challenge of what to take and what to leave was real, and also very telling. And at the end of the day, he had a rather cathartic moment where he realized maybe he didn’t need all that much stuff, after all.

“Obviously there are conveniences we missed while living full-time in an RV,” Rose says. “We would have loved to have a washer-dryer, a desk, or some more counter space, but the point is we realized that even though we dwelt in a breadbox, we were living in comfort and convenience. We had far more than what [many people in the rest of the world have], and more than what we really needed.”

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2. Enjoy new community along with your travels

While living in an RV you’re not stationed on the same street, with the same neighbors, year after year. The beauty of being on the road full-time is the ability to tap into nature’s peace and live an unhurried daily life. That said, the idea of finding community on the road can be especially challenging for families traveling with small kids. After all, making and keeping friends is no small matter to a child. The good news is, there are ways that families living this somewhat unorthodox life can find and connect with other full-time RV families and share the same challenges, joys, and values.

Bryanna, a mother of 6 (plus a dog) and the author of the blog Crazy Family Adventure, traveled full-time around North America for several years. On the road, she was pleasantly surprised to find there were a lot of families like hers out there, and she tapped into the group Fulltime Families as a way to connect with other like-minded travelers and full-time RV families, some of whom meet up regularly at designated sites on designated dates.

Experienced full-time RVers often find that community touch by attending rallies like those offered by Fulltime Families. Another advantage of traveling families is the ability to visit families and friends scattered throughout the country along the way! Beyond that, video chats, letters, and postcards are all great ways to stay in touch.

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3. Work anywhere

The Coronavirus Pandemic completely changed the way many of us live and work. It’s no coincidence that more families took to the road in those early years of the pandemic. Remote work opportunities skyrocketed (sometimes by necessity) and countless professionals leaned into new and emerging technology.

Remote and virtual businesses allow workers to travel while employed. Of course, sometimes this means attending conference calls in the truck or at a local coffee shop, but it can be done. Other common occupations of full-time RVers are RV technicians, photographers, and resort-camp-park employees. Countless full-time RVers even make money by documenting their lives and experiences on the road in blogs and on social media.

Many travel nurses (an in-demand profession) decide to live in an RV because they can travel with ease, and even bring pets and family along for a sense of normalcy and moral support.

Jackie Musick, a labor and delivery travel nurse with TNAA (Travel Nurse Across America), tours the country with her husband Steve, their two children, and two large dogs. Formerly rooted in Ohio, the Musick family has lived in an RV for more than a year.

Musick’s travel nurse assignments have taken her to Texas, Washington, and Maryland (to name a few locations). She says travel nursing has helped her fall in love with her career again and has helped her avoid burnout … and the techniques she’s learned at different facilities have also helped her become a better nurse.

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4. Slash debt

Many full-time RVers sell their “sticks and bricks home” and the bulk of their things and use those funds to pay off debt and fund the RV journey. That’s a typical first step in this lifestyle. The second step (and an important step to make it all work) is to maintain a simple lifestyle and keep expenses low.

Louis and Sandra Crespo, originally of Orlando, live debt-free in their RV with their two kids. “When we decided to sell almost everything we owned, buy an RV, and live in it full-time, it was because we didn’t know where we wanted to settle, and we were also on a mission to live debt free,” says Louis.

“We now RV to live debt-free. Living debt-free is right around the corner for our family,” Louis Crespo says. “For us, the money we are freeing up from paying off debt represents freedom of all the things we can do rather than the things we can’t. Slashing our debts to less than half of what we were paying has been life-changing.”

RV life comes with its own significant expenses as well, so it pays to research and budget for your rig, maintenance and repair costs (and future costs), as well as things like groceries, mobile phone and WiFi, insurance, site fees, food, and supplies. When living in an RV, many people find they’re no longer shopping for “fun” or “extra” tchotchkes as every square inch of space is precious and needs to be well thought out.

Jesse and Rachael Lyons, another full-time RV family, visited 23 states and 25 national parks while living in their RV full-time since 2018. The Lyons’ say the major expenses of full-time RV life are campsite fees, fuel, RV and vehicle payments, as well as travel activities. They add the costs of full-time RV living vary greatly depending on lifestyle, but RVers can quickly scale their budgets depending on the type of campgrounds they stay in and how often they travel to the next destination. Planning and sticking to a budget is essential.

As long as travel fees are kept in check, and RV purchase and maintenance costs are considered, Living “small” in an RV can be significantly cheaper than a monthly mortgage plus the cost of “keeping up with the Joneses” in 2,000 square feet.

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5. Focus on family

The daily reality of exploration and shared experiences, working together, and living in a space that requires intentional communication often brings families closer together.

This family of seven lived in an RV during the Coronavirus pandemic. With park pools and basketball courts shut down at the time, Matthew Wilson along with his parents, three siblings, and grandmother found joy and entertainment with family movie nights, picnics, and sharing stories and s’mores over an open flame. While this example may be a bit extreme, Wilson reported of the experience: “Sitting in a circle and sharing stories while eating s’mores with my family, I could almost forget there was anything wrong in the world.”

Families who take their kids on the road and homeschool (or “road school” as some RVers call it) tend to be very intentional with their lifestyle and learning. And no small matter in all of that learning is learning how to prioritize, relate with each other, and be a considerate family member.

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6. Explore new places, all the time

When you have a traditional house (with a foundation and everything), that street address is your home base. The house doesn’t move and the neighborhood is always the same. When you call an RV “home”, home is, well, wherever you happen to be. “Home” might be the Smoky Mountains in the fall and South Carolina in the winter.

Jessica Lawson lived and traveled with her husband in their 27-foot Winnebago for 1,353 days (that’s nearly four years). In that time, the two traversed the country, with leisurely stops in places like Oregon, Glacier National Park in Montana, Acadia National Park in Maine, the Florida Everglades, and Wyoming’s Yellowstone National Park.

Thinking back on this time in her life Lawson says, “The vast, beautiful country was our backyard.” She and her husband Brian experienced the highs and lows of RV life together. “The tough times were prickly, but [they were] often and almost immediately soothed by the next cool, interesting, and unexpected thing,” she says. “For better or worse, the RV forced us to live in the moment — a gratifying and humbling practice that stitched us closer.”

There are lots of reasons why many people (including retirees and young families) have decided to make their RV their permanent residence for a series of months or even years. Usually, the main driver of such a drastic lifestyle change is the desire to slow down and see the wonder and natural beauty around us. A pleasant side effect is often strengthening relationships and fattening wallets along the way. Not to mention more time spent doing what they love — whether that is traveling or hobbies like music, photography, or bird watching. Some families want their kids to collect more hands-on, lived experiences rather than sitting behind a school desk.

Sure, there are plenty of tradeoffs to living “small”. A few of the unique challenges inherent in full-time RV living are lack of privacy, doing weekly laundry at a laundry facility, unexpected maintenance costs, stress, and unpredictable weather.

If the open road calls to you for some long-term respite and adventure, look into it carefully. Living in an RV may sound romantic. It has its pros (as noted above), but as you might imagine it’s not always easy. Weigh the pros and cons carefully, and if it still seems like the right thing to do, why not go for it? After all, it’s not something you have to try for months or years at a time. A great journey can indeed begin with a single mile.

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Leslie is a freelance travel and health/wellness writer who gets butterflies from telling stories and sharing information with readers across the globe. Her voice comes from a place filled with passion and dreams.

With over 10 years of experience in crafting words and years of embarking on travels that have taken this Montana girl to some incredible places, Leslie loves the adventures of both body and mind her writing takes her on.

To see what Leslie’s up to in the writing and design world, visit her website here.

6 Benefits of RV Living | Full-Time RV Living Considerations (2024)

FAQs

What is the 3 3 3 rule for RV living? ›

The 3-3-3 rule is a fantastic strategy for RV travelers. When you travel according to the 3-3-3 rule, you drive 300 miles or fewer per day, arrive at your destination before 3 p.m. and stay at your destination for at least three days.

Is it worth living in an RV full-time? ›

For some, the choice is simple: life on the road in an RV is a nonstop adventure with fringe benefits like more leisure time with loved ones, a simpler life, and financial flexibility. It's no wonder the idea appeals to so many, particularly as modern life gets crazier and new model RVs get cozier.

What is the downside of living in an RV full-time? ›

The downsides of living in an RV full-time

Privacy: In campgrounds and some RV parks, privacy may be hard to achieve. You might hear other RVers nearby or barking dogs frequently, for example. If you live with someone else, you'll also have limited privacy within the RV since there isn't much space.

What are the benefits of living in an RV? ›

One of the biggest benefits of living in an RV full time is the ability to travel and explore new places. RVers can easily pack up their home and hit the road, taking in new sights and experiences along the way. With an RV, there's no need to worry about booking hotels or finding a new place to stay each night.

What is the 80 20 rule for RV? ›

The 80% towing rule is less of a “rule” and more of an idea: don't pull a trailer with a GVWR that is more than 80% of your vehicle's maximum towing capacity. That leaves 20% of your towing capacity left for other cargo like passengers, baggage, etc.

What is the RV 2 2 2 rule? ›

For example, the 2-2-2 rule for RVing means you limit your travel to 200 miles a day, check in to your campground at 2 pm, and camp for no less than 2 days. The 3-3-3 rule ups everything to 300 miles, 3 pm check-in time, and a 3-day stay.

What size RV is best for full time living? ›

The best 5th wheel for full time living is a trailer that is less than 36 feet long. Longer trailers are harder to manage, and some regions have regulations about trailers over 36 feet. A 36-foot trailer is also easier to haul with a 3/4-ton truck. For height, a trailer less than 13 feet, 6 inches is recommended.

Is it financially smart to live in an RV? ›

It can be financially smart to live in an RV to pay off your debt. If you're looking for a more minimalistic lifestyle and want to reduce housing expenses, you can save money by living in an RV. Carefully consider costs such as RV costs, insurance, maintenance/repairs, and campground fees.

What is a good budget for full time RV living? ›

The cost of full-time RV living can vary widely, with budgets typically ranging from $1,600 to $5,000 per month. Those seeking a minimalist lifestyle can live on around $1,000 monthly by finding free RV parking spots or becoming campground or park hosts.

How long will an RV last if you live in it? ›

Proper care and attention can significantly impact how long your RV lasts. The average life of an RV can range from 10 to 30 years or 200,000-300,000 miles with proper maintenance. But here's what kills your RV's life expectancy and how to prevent it.

How hard is full time RV living? ›

If you are living in an RV full-time, you may sometimes find yourself sleeping in your RV overnight without access to RV hookups — meaning you'll have no running water or electricity. Also known as “boondocking,” it can be especially challenging in cold weather.

Is RV living cheaper than owning a home? ›

Living in an RV can be cheaper than traditional home ownership because RVs require less space and utility usage, resulting in lower costs for heating, cooling, and maintenance. Additionally, RV living encourages a simpler and more minimalist lifestyle that can lead to fewer expenses related to possessions.

What is the best RV to live in full time? ›

The best RVs for full-time living
  • Forest River Alpha Wolf 30RDB-L.
  • Casita Spirit 17-foot Deluxe.
  • Jayco Redhawk 31F.
  • Airstream Classic 30RB.
  • Grand Design Reflection 312BHTS.

Are there any tax benefits to living in an RV? ›

RV As a Second Home

Your RV or trailer must fulfill certain standards in order to be eligible for the interest tax deduction. These rules are in place to prevent people from claiming an uninhabitable house as a second residence. So long as your RV is habitable, you should be good to qualify for this tax deduction.

Are RVs expensive to insure? ›

There are many different factors that will impact your premium. According to Progressive, the average annual RV insurance premium is around $502 for a travel trailer and $848 for a motorhome. For a minimum coverage RV insurance policy, annual rates start at $125.

How much money do you need to live full time in an RV? ›

The cost of full-time RV living can vary widely, with budgets typically ranging from $1,600 to $5,000 per month. Those seeking a minimalist lifestyle can live on around $1,000 monthly by finding free RV parking spots or becoming campground or park hosts.

What is the RV Lifestyle 330 rule? ›

THE 330 RULE IS A GREAT RULE

As the video above explains, the 330 Rule will save you from RV burnout and enable you to have a more enjoyable time overall. The 330 Rule goes like this: Don't drive more than 330 miles in a day & arrive at your destination no later than 3:30 pm.

What is the RV 300 mile rule? ›

What is the 3-3-3 Rule of RV Travel? The 3-3-3 rule is a set of guidelines for how you can structure your travel for maximum enjoyment by driving only 300 miles per day, camping for three nights in every campground, and arriving at your site by 3 PM.

What is RV etiquette? ›

Respect Your Neighbors

This one is basically the golden rule, camping style: Do unto other campers what you would have them do unto you! Treat another person's RV just like you would treat their home. Don't enter another's RV uninvited and be careful not to intrude on anyone's space.

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