The Home Depot® Credit Card may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $300, and some cardholders report having limits up to $25,000. Alternatively, the Home Depot Project Loan offers a line of credit of up to $55,000.
Keep in mind that the starting credit limit you get on the Home Depot® Credit Card won’t necessarily be the credit limit you have forever, as you can get credit limit increases. It’s a good rule of thumb to wait until you have at least six consecutive months of on-time payments before you ask for a credit limit increase. You may also receive automatic credit limit increases if you manage the account responsibly.
This answer was last updated on 06/19/24 and it was first published on 06/22/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
